Gold loan is a secured loan in which a member pledges his/her gold ornaments as collateral with DHANSUKH MUTUAL BENEFIT NIDHI LIMITED . The DHANSUKH MUTUAL BENEFIT NIDHI LIMITED , in turn, gives a loan amount as per the market value of gold to the member. It is a very quick and easy way of fulfilling member;s financial needs as compared to the other loans.
Benefits Of Availing Gold Loan From DHANSUKH MUTUAL BENEFIT NIDHI LIMITED:
- Faster and easier transactions
- Quick disbursal of loan
- Best value for gold in the market
- Security and insurance of gold pledged
- No cibil check
How Value Of Gold Jewelry/Ornament Is Calculated:
The market value of your gold is calculated according to the per gram market rate of gold on the day of the loan application. If pledging gold ornaments or jewellery, only the parts that are gold are used to calculate the value; other metals, stones and gems are excluded from the calculations.
What Is The Tenure Of Gold Loan Provided By US :
The minimum tenor is 3 months, while the maximum is 11 months.
What Is The Maximum Loan Amount That We Can Take:
We “DMBNL” understand our customer’s needs and have many primary gold loan schemes to choose from. Our attractive interest rates, quick disbursal, multiple repayment options and value added benefits ensure a pleasant experience, make us our customer’s first choice.